Flood warnings can cause anxiety for homeowners, especially when severe weather threatens your area. With a flood warning currently in effect from 2:00 PM today to 2:00 AM tomorrow, it’s important to ask yourself: Is your home protected from flood damage?
Many people don’t realize that 25% of flood damage occurs in homes located outside of high-risk flood zones. This means that even if you’re in a lower-risk area, your home could still be at risk. Unfortunately, standard homeowners insurance policies specifically exclude flood damage, leaving many homeowners unprotected.
If you don’t have a separate flood insurance policy, now is the time to consider one. Here’s why:
- Affordable Peace of Mind:
If your home is outside a high-risk flood zone, you’ll likely find that flood insurance policies are much more affordable than you think. This coverage can protect you from costly repairs and property loss in the event of unexpected flooding. - Protecting Your Home and Finances:
Flood damage can result in thousands of dollars in repair costs, not to mention the inconvenience of being displaced from your home. A flood insurance policy can save you from these financial burdens, allowing you to recover quickly and with less stress. - Plan Ahead, Not After:
Flood insurance policies typically have a 30-day waiting period before they take effect. Planning ahead ensures you’re covered before the next big storm or unexpected weather event.
Steps You Can Take Now:
- Review Your Coverage: If you already have flood insurance, check your policy to ensure it’s up to date and provides adequate coverage for your needs.
- Contact an Insurance Expert: Reach out to your insurance agent to discuss whether flood insurance is right for you. They can help you find a policy tailored to your home and budget.
At VanScoter Insurance Agency, we’re here to help you navigate your options and make sure your home is properly protected. Don’t wait for the next warning—let’s work together to safeguard your home and peace of mind.
