Insurance Blog
You Think You're Covered But You're Really Not
Posted: September 28, 2023
You Think You're Covered But You're Really NotThis is one of the most common mistakes I see when people insure their business contents/tools & equipment. Most business owners will review their Business Owners Insurance Policy (BOP) and see $50,000 of business contents coverage and assume that they are fully covered. And you may be, if your business property (think inventory, furniture, tools & equipment), never leave your premises. BUT, if you are...
Pros & Cons of Convertible Life Insurance
Posted: September 22, 2023
Pros & Cons of Convertible Life InsuranceWhen you are shopping for life insurance, a convertible term policy may be a good option. Convertible term life insurance is a type of term life policy with a rider giving the policyholder the option to convert to permanent life insurance later. Although it offers several benefits, convertible life insurance may have certain disadvantages. Why Convert From Term to Permanent Life Insurance? Term life insurance...
Should I File A Claim On My Auto Insurance If I'm Not-At-Fault?
Posted: September 20, 2023
Should I File A Claim On My Auto Insurance If I'm Not-At-Fault?Deciding whether to file a claim on your auto insurance or against the at-fault driver's insurance can be a complex decision, and there are several factors to consider. Here's a general guideline to help you make the right choice: At-Fault Determination: If the other driver is clearly at fault, and their insurance company accepts liability, it may be more efficient to file a claim...
Getting the Best Value for Your Auto Insurance Needs
Posted: September 20, 2023
Getting the Best Value for Your Auto Insurance NeedsYour Window to Savings You may be eligible for valuable discounts on your auto policy. We want to make sure you’re getting the best value for your dollar based on the coverage you and your family need, but we need to hear from you to do so. Are you driving less? Or are you adding more drivers? Take a look at the list below to...
The Importance of Adapting Your Insurance to Your Business Growth
Posted: September 19, 2023
The Importance of Adapting Your Insurance to Your Business GrowthWatching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most Businesses Get Started With Insurance Coverage? For most business owners...
