Insurance Blog
What Costs Should I Review When Planning a Funeral?
Posted: February 22, 2023
What Costs Should I Review When Planning a Funeral?As most people are aware, funerals are expensive. A premium casket alone can run up to $10,000. Costs can vary, depending on the state, the selections you make, and whether the deceased is buried or cremated. The national median price was nearly $8,000 in 2021, as stated by The Zebra, and funeral costs are rising. The following are common funeral expenses to consider, with average...
General Liability, Professional Liability, and BOP: Which One Is Right for You?
Posted: February 19, 2023
General Liability, Professional Liability, and BOP: Which One Is Right for You?One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...
My Homeowner’s Insurance Covers Earthquakes...Right?
Posted: February 17, 2023
My Homeowner’s Insurance Covers Earthquakes...Right?With the recent earthquake that our neighboring city Buffalo experienced, we’ve been getting asked by clients if their Homeowner’s Insurance Policy covers earthquake damage. Homeowner’s Insurance policies provide such broad coverage that people think that they cover every possible claim. Unfortunately, there are exclusions that you need to be aware of. Homeowner’s Insurance policies do not cover flooding (like you open your front door and...
What is Pet Insurance and Do I Need It?
Posted: February 16, 2023
What is Pet Insurance and Do I Need It?If you have a pet, you may want to consider pet insurance. Without it, you may be faced with a large vet bill or a tough decision. Pet insurance is a health insurance policy for your pet. It is available for dogs, cats, exotic birds, ferrets, rabbits, potbelly pigs, reptiles, and certain rodents. As with health insurance for people, you pay a premium in exchange...
The Ultimate Guide to Downsizing
Posted: February 13, 2023
The Ultimate Guide to DownsizingAs you approach retirement age, life is full of transitions. Your adult children grow up and move out on their own. You prepare to say goodbye to full-time work for good. And if you’re like many baby boomers, you may also think about downsizing your home.According to a report from Zillow Group, 24% of recent home buyers were age 60 or older – a 47%...
