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Insurance Blog

Is Your Baby Headed Off To College?

Sending a child off to college for the first time is exciting and nerve racking at the same time. It’s expected for people to get wrapped up with everything that needs to get done to prepare your child for school. It probably won’t even cross your mind on how this change may affect your insurance or what you should do to ensure you have the...

3rd Quarter Charity - R Community Bikes

If you'd like to learn more about R Community Bikes visit their website: https://rcommunitybikes.org/ If you'd like to schedule a pickup of your bike for donation, call the office 585-663-2004....

How's Your Liability Insurance?

Have you ever rented a water slide or bounce house for party? When you sign the contract with the company you release them from all liability. That means if anything goes wrong...it's on you! This is the water slide we rented for my daughter's birthday party. I was able to sit back and enjoy the party, knowing that I have plenty of liability insurance if...

What Not to Store in Your Basement

Basements are often treated like one giant junk drawer (hey, no judgment here). But many have also evolved to offer a below-ground hideaway for entertainment or playrooms, home offices and more. Regardless of what you use your lower level for, remember, there are still some things you should avoid storing down there. But when it’s unavoidable, a little preparation and forethought (like having the right...

Can I Lower My Life Insurance Premiums?

A life insurance policy can give you peace of mind knowing that your family will be provided for if anything should happen to you. Unfortunately, many people put off this critical task, in many cases due to concerns about cost. A major factor affecting your premiums is the rating the insurance company assigns you based on an assessment of your health and lifestyle. There are...