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IIHS: The Safest Cars of 2023

Posted: May 12, 2023

If safety is a top priority when driving, look no further than the 2023 Insurance Institute for Highway Safety’s (IIHS)TOP SAFETY PICK award list for your next vehicle. This year’s list of 48 award winners is smaller than previous years, naming 28 models a TOP SAFETY PICK+ and another 20 vehicles as a TOP SAFETY PICK. This is due to tougher criteria and stricter requirements for...

Life Insurance for Single Parents

Posted: May 10, 2023

Why Do Single Parents Need Life Insurance?Purchasing a life insurance policy is a smart idea for any family. But in single-parent households, the need is even more important.In a 2022 study from Life Happens,1 two in five parents said they are “barely” or “not at all” financially secure. And when it comes to losing the primary wage earner, the same study found 44% of families would...

Want to protect your Business Insurance premium from increasing due to a claim? Do this!

Posted: May 9, 2023

One of the most effective ways to protect your Business Insurance from a potential claim is to require anyone providing a service to your business to provide you with a Certificate of Insurance naming your business as Additional Insured. A Certificate of Insurance is going to list the types of insurance that they carry, the insurance companies, the effective dates, and the coverage limits. If...

How Will My Credit History Impact My Life Insurance Rate?

Posted: May 7, 2023

Your credit score carries a lot of weight in many life activities, including renting or purchasing a home, being approved for a credit card or personal loan, and will affect the interest rate you are offered when buying or leasing a car or other item. While your credit rating does not have a direct impact on your life insurance rate, the data on your credit...

Graduating From College?

Posted: May 5, 2023

Graduating from college is a significant milestone in a student's life, and it marks a transition from being a dependent to being an independent individual. Along with the newfound freedom comes a range of responsibilities, including financial ones. One aspect of financial responsibility that often gets overlooked is insurance. If you no longer live in your parent’s home and now are no longer a full-time...