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Insurance Blog

Are You Underestimating Your Need for Disability Insurance?

If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...

Sneak Peek: What I Look For When I Review A Business Insurance Policy

  When I review a Business Insurance Policy there are some major coverages that I look at first before I get into the nitty gritty of the policy. If you own your building, I want to review the Replacement Cost to see if it’s accurate. If this hasn’t been reviewed in a long time an outdated method of determining the Replacement Cost may have been...

5 Medical Malpractice Insurance Myths

If you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...

Would Your House Pass an Insurance Home Inspection?

Sometimes people are surprised that the insurance company will send someone out to inspect their home. Insurance Companies are putting a lot of money at risk by insuring your property, not just for any damage that can happen to the structure of the home, but also any liability claims that may arise. The Insurance Company is there to pay claims and help you get your...

5 Boat Safety Tips for the Summer

When people are out boating in the summer, safety can sometimes take a backseat to pleasure. This could be a tragic mistake. In 2020, there were 5,265 boating accidents in the U.S., causing 767 fatalities and 3,191 injuries, as reported by the U.S. Coast Guard (USCG). Enjoy the sun and the water but keep the following boat safety tips in mind. Don’t Drink While Boating...