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Insurance Blog

5 Reasons Why Life Insurance is a Great Christmas Gift

The Christmas season is fast approaching, and finding the right gifts for our loved ones is at the top of our minds. You may not consider life insurance an ideal gift, but it may surprise you that it can be, particularly for the younger members of your family. Read five reasons why buying life insurance can turn out to be a gift that keeps on...

This Endorsement Makes Loss of Income Even BETTER!

If you have a Business Owner’s Insurance Policy (BOP), you most likely have Loss of Income Coverage automatically included in your policy. This coverage provides exactly what you think it would. It covers your loss of income if you have a covered claim that prohibits you from being able to operate in your current location, such as a fire. The Insurance Company will pay for...

November Monthly Raffle

https://youtube.com/shorts/cy0coqWftZo?feature=share We're raffling off a $50 Visa gift card! Thank you to everyone for their referrals. Remember, if you want to be next month's winner, refer a friend to our Agency for a quote. We'll send you a $10 Wegmans gift card as a thank you AND enter your name into our monthly drawing for a $50 Visa gift card. 585-663-2004 www.vanscoterinsurance.com

Are You Online Shopping Safely?

I prefer to support local businesses and actually go into a store to shop, but sometimes you just can’t beat the convenience, selection and price of buying online. When I shop online, I take some extra precautions to make sure that my personal information is protected. Obviously, nothing is perfect and even if you try to protect your information, it still may be compromised, but...

Understanding What’s Covered and What’s Not Covered with Life Insurance

How Life Insurance Can Be Used Life insurance can be an estate planning tool, an investment vehicle, or simply a way to replace lost income in case of unexpected death. Some people purchase life insurance to establish an inheritance for their children or as a strategy to donate to a favorite charity. Unlike other types of insurance coverage, there are no restrictions on how death...