Insurance Blog

Balloons, school and horse betting

School, Balloons, NYS Fair & Horse Betting! That's it!  Summer's a wrap!  Back to school for Kaci, Jack and Riley.  It's Ryan's first year going to preschool, so everyone has a back to school routine to get used to.  I woke Riley up Friday morning for school and told her it was time to get up for school and she said "again?!", yep and next...

Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance

Voluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured. In exchange for the employer’s guarantee of payment of these benefits, the employee pays a monthly premium. Typically, employer sponsorship makes premiums less costly than for individual life insurance policies. Types Of Voluntary Life Insurance Employers can provide two types...

Does Your College Student Need Renter's Insurance?

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How To Improve Your Home Lighting

In the simplest sense, the lights in your house are there to help you see. But they’re capable of so much more. Like your floor plan and color scheme, home lighting can also help set the mood and add character to the place you call home. Professional and amateur home decorators alike go on about the value of a few well-placed lights. Yet many homeowners...

Understanding The Different Types Of Surety Bonds

If you are in business in any of a wide range of industries, surety bonds are likely to be part of your business insurance package. These bonds are used in a variety of business situations in which an additional guarantee for the quality of service or products is required. The following is some basic information about the different types of security bonds used in business...