Insurance Blog
4 Fire Prevention Tips for Your Business
Posted: September 1, 2023
4 Fire Prevention Tips for Your BusinessReducing the risk of a fire at your business is one of the most important things you can do to help protect your customers, employees and property. The U.S. Fire Administration reports that more than 116,500 nonresidential building fires occurred in 2021. Those fires caused 1,025 injuries and almost $3.7 billion in damages.The Unseen Costs For business owners, these damages can be more costly than...
6 Common Problems Caused by Clogged Gutters
Posted: September 1, 2023
6 Common Problems Caused by Clogged GuttersRaising a ladder to dig mud and leaves from your gutters never sounds like a fun job. But if you’re a homeowner, it’s worth the hassle. That’s because cleaning your gutters can help prevent anything from bees’ nests to a bad foundation.This year, resist the urge to put off the chore. Need some motivation? Learn about these common problems caused by clogged gutters.Why is Gutter...
7 Tips for Developing Your Family’s Fire Escape Plan
Posted: August 30, 2023
7 Tips for Developing Your Family’s Fire Escape PlanDuring a house fire, every second counts. That’s why it’s important for you and your family to be prepared.A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. Practicing your escape plan twice a year helps increase the odds of survival, but 70% don't. Even more, 65% don't test their smoke alarms...
Can I Drive My Deceased Parent's Car?
Posted: August 27, 2023
Can I Drive My Deceased Parent's Car?As with the majority of these what if scenarios, my answer is maybe! I would advise against it unless you have permission from the executor of the estate, and you have added yourself as a driver to your parent’s Auto Insurance. Even with permission and being added as a driver, I would not make it your daily driver. I would only drive it on an...
Is Universal Life Insurance Right for Me?
Posted: August 22, 2023
Is Universal Life Insurance Right for Me?Universal life insurance is a type of permanent life insurance that provides lifetime coverage as long as you pay your premiums. Like other permanent life insurance, it has a cash value element that can be used for different purposes. Universal life differs from whole life in that it allows you to lower or raise your premiums within certain limits and offers more flexibility. How Does...
