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Don't Overpay For Workers Compensation Insurance

Posted: June 14, 2023

If your business has employees, you know or hopefully you know that New York State requires that you have Workers Compensation Insurance to cover your employees if they are hurt at work to cover their medical expenses and loss of wages. There are two factors that help determine your Workers Compensation premium, how much your employee makes and the type of work they do. The...

If a friend borrows my car and has an accident, does it go against my Car Insurance?

Posted: June 9, 2023

Many people assume that the driver of the car would be responsible for the accident since they were the one driving and in control of avoiding or causing an accident. Unfortunately, this is not the case. The Insurance follows the vehicle, so the vehicle owner’s Insurance would be the Insurance Policy that would pay for the claim. Insurance follows the vehicle because factors about the...

5 Misconceptions About Life Insurance

Posted: June 7, 2023

Preparing for the future usually involves saving for your children's education or for retirement. You may not have considered life insurance due to misconceptions regarding cost or other issues. Instead of letting false information influence buying this essential life-planning tool, take a moment to get the facts. Life Insurance and You – What Are the Facts? Life insurance is put in place to provide financial...

How to Select the Best Business Insurance for Your Company

Posted: June 4, 2023

If you are starting a new business, a vital action is to ensure you purchase business insurance that suits your enterprise. Having proper coverage for your business could protect your personal assets from liability associated with business debts and keep your business afloat when unexpected situations arise. The types of insurance that your business will need may include general liability insurance, product liability insurance, professional...

4 Tips on How to Protect Your Home While on Vacation

Posted: June 3, 2023

The summer season is almost here! For many of us, the warm, sunny months are the ideal time to enjoy a vacation. However, before planning a getaway, you should consider what steps you might take to protect your home, so you do not return to find any unpleasant surprises. Personal insurance can be a lifesaver if your home is robbed, vandalized, or affected by a...