Insurance Blog
Myths and Facts About Car Washes
Posted: June 20, 2023
Myths and Facts About Car WashesWashing your car regularly is a great way to protect your ride. Not only does it keep everything looking good, but it can also help prevent rust and paint damage by removing harmful contaminants.However, not all car washes are created equal. And some wash methods may even do more harm than good. To help you separate truth from fiction, we’ve compiled some popular car wash...
Celebrating Juneteenth: The Importance and How It Is Observed
Posted: June 19, 2023
Celebrating Juneteenth: The Importance and How It Is ObservedJuneteenth is more than 155 years old, making it the oldest nationally celebrated commemoration of the end of slavery in the US. It is celebrated on June 19 because, back in 1865, Major General Gordon Granger of the Union Army brought news to Texas that all slaves were free and that the Civil War had finally come to an end. The surprising point is that...
Car Insurance Terms You Should Know
Posted: June 16, 2023
Car Insurance Terms You Should KnowThe auto insurance policy you choose can be a lifesaver if you are involved in an accident, whether you or another driver was responsible. The amount you will pay out of pocket for repairs, whether your policy will pay for a rental car while it is being repaired, and if you are covered when traveling and driving a rental come into play when making a...
Don't Overpay For Workers Compensation Insurance
Posted: June 14, 2023
Don't Overpay For Workers Compensation InsuranceIf your business has employees, you know or hopefully you know that New York State requires that you have Workers Compensation Insurance to cover your employees if they are hurt at work to cover their medical expenses and loss of wages. There are two factors that help determine your Workers Compensation premium, how much your employee makes and the type of work they do. The...
If a friend borrows my car and has an accident, does it go against my Car Insurance?
Posted: June 9, 2023
If a friend borrows my car and has an accident, does it go against my Car Insurance?Many people assume that the driver of the car would be responsible for the accident since they were the one driving and in control of avoiding or causing an accident. Unfortunately, this is not the case. The Insurance follows the vehicle, so the vehicle owner’s Insurance would be the Insurance Policy that would pay for the claim. Insurance follows the vehicle because factors about the...
