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Category: Business Insurance

Is Your Business Property Covered Away From Your Location?

If you set up a table or tent at an event to sell/display your products, is your Business Property covered while it is away from the insured location listed on your policy? What about your laptop that you take back and forth to work and out on appointments with you, is that covered away from your office? Business Insurance Policies are different than Homeowner’s policies....

5 Unconventional Businesses That Still Need Insurance

If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...

What Can I Expect My Worker's Compensation to Cover?

Your business’s workers’ compensation policy protects against lawsuits filed by injured employees. The trade-off is the cost of these policies eats into your profits. Every workers’ compensation policy is slightly different, and it is important to know what it does and does not cover. Your Workers’ Compensation Policy – Are You Getting the Best Deal? Essentially, workers’ compensation covers injured or ill employees in job-related...

3 New Year's Resolutions for Small Businesses

2023 is almost upon us, along with the long-held tradition of New Year’s resolutions. For individuals, after a season of parties, food, holiday cookies, cakes, and drinks, resolutions about losing weight are a common theme – but what about small business owners?  The New Year is the ideal time to set goals for the year, establish a workable plan to achieve those goals, and evaluate...

This Endorsement Makes Loss of Income Even BETTER!

If you have a Business Owner’s Insurance Policy (BOP), you most likely have Loss of Income Coverage automatically included in your policy. This coverage provides exactly what you think it would. It covers your loss of income if you have a covered claim that prohibits you from being able to operate in your current location, such as a fire. The Insurance Company will pay for...