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Insurance Blog

5 Unconventional Businesses That Still Need Insurance

If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...

What To Keep in Your Car in Case of Emergency

We recently had the unfortunate incident of getting a flat tire. Christine was driving to pick up Jack from wrestling, it was dark and raining and she just caught the curb in the right spot to pop the tire, she wasn’t even going fast because it was in the school parking lot. She called me and we decided that we’d call a tow truck to...

How to Avoid Costly Claims from Winter Storms

Winter storms can do serious damage to your home. In 2021, storms during the winter months caused a record $15 billion in insured losses in the U.S., as reported by the Insurance Information Institute (III). Some of the costliest winter events by insured losses from 1950 to 2021 include: Polar vortex Freezes Blizzards Winter storms Winter damage Cold waves Ice storms Does Homeowners Insurance Cover...

NY Auto Insurance Rate Changes

We received yet another notice that one of our Auto Insurance companies is increasing their auto rates. We never like to receive these notices. As the normal level of driving has returned, so has the total number of claims. Unfortunately, as we all know, costs are up across the economy. For insurers the costs to repair and replace vehicles have risen sharply. This is caused...

11 Hacks to Deal with Snow and Ice on Your Car

Diversity & Inclusion at ERIETreating others with dignity and respect has been at the heart of ERIE’s values for nearly a century, and Diversity, Equity & Inclusion (DE&I) has been a formal department at ERIE for more than a decade. While our eight employee affinity networks provide a platform for employees to celebrate and educate one another, other programs like our DE&I Awareness training, Employee...