Insurance Blog
Honoring Women’s History Month
March 1, 2026
Women's History Month provides a key opportunity for organizations to evaluate whether their corporate culture and support systems align with their workforce's actual needs. True...
When a Car Crashes Into Your Yard: Who Pays and What Homeowners Need to Know
February 25, 2026
https://youtube.com/shorts/XI7Hn1s_oG4?si=0y8wOhcNgctXovE5 A recent news story out of Phelps, New York highlights a situation no homeowner ever expects to face — but one that reveals important...
How Renewable Term Life Insurance Works
February 22, 2026
Renewable term life insurance is term coverage that lets you keep the policy in force after the initial term ends, usually without taking a new...
Why a Basic Home Insurance Policy Isn’t Always Enough
February 16, 2026
While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every home, lifestyle,...
Does Homeowners Insurance Cover Ice Dam Damage in Rochester, NY?
February 11, 2026
https://youtube.com/shorts/ek2c58BCnUI?si=Y1Esj6BFxRom-dpr If you’ve lived through even one winter in Rochester, you’ve probably seen them — long, thick icicles hanging off rooftops all over town. They...
What a Super Bowl Ring Can Teach Us About Jewelry Insurance
February 10, 2026
https://youtube.com/shorts/ySPwYfITVjk?si=GYeY7uvLEg1eDf6n Every year around the Super Bowl, we see images of championship rings shared everywhere — massive, custom-designed pieces that represent a lifetime achievement. Whether...
Risk Factors of Living Without Life Insurance
February 7, 2026
Life insurance often gets pushed down the road until a health scare, a new baby, or a sudden loss forces the question fast. Going without...
A Homeowner’s Guide to Dealing with Ice Dams
February 2, 2026
Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze...
Black History Month: A Look Back & A Step Forward
February 1, 2026
Black History Month has deep roots in education, community organizing, and a push to correct what was missing from mainstream history teaching. The observance traces...
Independent Contractor or Employee? Why New York Businesses Are Getting Fined by the Workers’ Comp Board
January 29, 2026
As a business owner, there are certain things you learn to pay attention to over time. For me, one of those things is the court...
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Sharon at VanScoter was an absolutely pleasure to work with. When my Wife and I...
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